Creditors, collection agencies, and even attorneys can be held liable for abusive collection practices under both federal and state law. There are steps you should avoid taking when attempting to collect on a debt:

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Consumers are best advised to meet with an experienced bankruptcy attorney when choosing between debt consolidation or bankruptcy.

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Our capitalist system encourages individuals to take risks. Some prove productive; unfortunately, for those that fail, many times the individual is left with tax debt.

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