Reid & Hellyer Attorney Published in American Bar Association Journal

March 17, 2010

cover.jpgAssociate Attorney Scott Talkov was recently recognized by the American Bar Association for his academic diligence through the publication of his research paper focusing on real estate finance and contracts.

Talkov's paper was published in the Real Property, Trust and Estate Law Journal of the American Bar Association. With more than 30,000 members, the section is a leading national forum for attorneys in the property use, development and financing legal fields.

ScottTalkov.jpg"It has been an honor and privilege to be published by the American Bar Association given the numerous submissions they receive," Talkov said. "For my interest in real estate law to be recognized by scholars in the legal field is a very humbling experience."

Published last fall, Talkov's article entitled "Exposing the Myth of Mortgage Prepayment Penalties in the Aftermath of River East" focuses on a court case and its impact on lenders' ability to impose fees on borrowers who choose to pay their loans back early. Talkov argues that the fees, known as prepayment penalties, are calculated to overcompensate the lender. In his 50-page article, he calls for increased information to be disclosed to residential borrowers regarding prepayment fees so they can make better-informed decisions. For commercial transactions, Talkov calls for a prepayment fee calculation that more accurately reflect the losses that lenders incur when mortgages are repaid early.

A 2009 graduate of Washington University School of Law in St. Louis, Talkov was a Summer Law Clerk with Reid & Hellyer in 2008 and returned in September 2009. He practices real estate and business litigation, among other fields, and is active in numerous organizations in the Riverside community.

Headquartered in Riverside, Reid & Hellyer has been serving the Inland Empire for more than 100 years as one of the most-respected full service law firms in Southern California, providing legal services in business and real estate litigation, real estate development, transactional and media law, bankruptcy, mediation and civil rights. Reid & Hellyer serves individual and business clients of national, regional and local prominence. Learn more at

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